Hi admin pl clarify now for intraday we can use 100% collateral and for positional trades 50% cash/ liquid fund + 50% collateral . is alice blue changing this ? i.e 50% cash/liquid and 50 % collateral is required for intraday too? Pl clarify thanks ( as I received this email yesterday )
(Dear Valued Client, At Alice Blue, we remain committed to offering you a seamless, transparent, and compliant trading experience. In line with SEBI’s margin framework, we are introducing an interest mechanism for clients who do not maintain the required cash component in their margin. SEBI–Mandated Margin Composition for F&O Positions Minimum 50% of the total margin must be maintained in cash or cash-equivalent assets. Maximum 50% may consist of non-cash collateral (pledged securities / cash equivalents). Any cash shortfall funded through non-cash collateral will attract Delayed Payment Charges (DPC) of 0.0342% per day (12% p.a.). Cash–Collateral Margin Requirement Policy When clients use collateral margin from pledged securities: At least 50% of the total margin requirement must come from: • Ledger credit balance • Approved cash-equivalent collateral (Liquid-Bees, Liquid MFs, etc.) Up to 50% may be fulfilled using pledged securities (non-cash collateral). If the required cash component is short, Alice Blue will fund the shortfall and charge interest at 12% p.a. (0.0342% per day) on the funded amount. Interest is computed daily and posted to your ledger. Margin requirements and cash shortfall calculations are determined based on End-of-Day (EOD) margin utilisation. 
Key Advantage for Alice Blue Clients We levy interest only on the EOD margin shortfall — not on peak margin utilisation. Most competitors charge interest on peak margin utilisation (intra-day peaks), which can result in higher interest where shortfalls are temporary. Alice Blue’s approach is fairer and more client-friendly, reducing unnecessary charges. Illustrative Example – How the 50:50 Rule Works Total margin required: ₹5,00,000 Minimum cash required (50%): ₹2,50,000 Actual cash available: ₹1,50,000 Cash shortfall (EOD): ₹1,00,000 Since Alice Blue provides this ₹1,00,000 to meet your cash requirement, interest will be charged only on this EOD shortfall. What You Should Do to Avoid Interest Maintain at least 50% of your margin in cash or cash equivalents. Monitor your margins regularly through the Margin Statement, RMS reports, or the Alice Blue trading platform. Pledge only approved securities and ensure adequate cash balance. If you require any clarification, please contact our support Team.)